Floyd County, GA Property Records: Search Deeds, Owners, Tax Records, and Maps
Floyd County has over 50,000 mapped real estate parcels within the county’s 510 square miles of land. The regional medical hub, high concentration of higher education, and highly attractive property tax incentives chiefly drive the county’s local property market. You can access property records through the County Clerk of Superior Court, the Tax Commissioner’s Office, and the Tax Assessor’s Office.
Single-family residences, historic neighborhoods, urban townhomes, and rural mobile homes make up the bulk of the county’s housing stock. The majority of this stock is concentrated around Rome, Shannon, Armuchee, and Silver Creek. It takes an average of 46 days for a listed home in Floyd County to go under contract, slightly slower than Georgia’s average.
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How to Look Up Floyd County Property Records
You can look up property records through the county's online databases:
Use the Floyd County Tax Assessor's qPublic portal to view ownership, exemptions, transfer history, and assessed values.
Use the Floyd County Tax Commissioner’s Online Property Tax Payment portal to view property tax bills and tax status information.
You can look up deeds and other recorded land documents through the GSCCCA Search portal.
For copies of deeds, contact the Floyd County Clerk of Superior Court at (706) 291-5190 or visit the county courthouse in Rome.
Office | Documents/Information Available | Online Portal |
|---|---|---|
Clerk of Superior Court | Deed, lien, mortgage, plat, easement, and other recorded estate filings | |
Tax Assessor | Property tax assessment data, parcel data, parcel map, appraisal data, and legal descriptions | |
Tax Commissioner | Property tax bills, collection records, payment history, and delinquent tax data |
Who Keeps Floyd County Property Records?
The Georgia Open Records Act allows public access to most property records in Floyd County. Below are the county offices responsible for keeping property records in the county:
Clerk of Superior Court: This office is the records custodian for most property records in the county. The Clerk’s Office records real estate documents such as deeds, liens, mortgages, easements, and subdivision plats.
Tax Assessor’s Office: This office is responsible for the valuation of all real and personal property in the county. It aims to ensure fair and objective appraisals of real property.
Tax Commissioner: The Floyd County Tax Commissioner office is responsible for receiving tax returns filed by taxpayers. It also performs all functions related to collecting, billing, disbursing, and accounting for ad valorem taxes collected in the county.
How to Search Floyd County Property Records Online
In Floyd County, property records can be searched online by following the steps below:
Locate the Parcel: Parcel records can be searched through the Tax Assessor’s qPublic Portal. You can search using the owner name, parcel ID, legal information, or property address to search on the portal.
Open the Parcel Details: Open the parcel that matches the search results to view the property record. You may find details such as the parcel number, assessment notices, owner’s name, property characteristics, legal description, sales date, sales report, and valuation.
Pull the Recorded Documents: Use the statewide GSCCCA portal to view recorded property documents such as deeds, mortgages, plats, and other related documents. Searches can be conducted on the portal using the owner’s name, book and page number, or recording date.
Verify the Current Tax Status: Use the County Tax Commissioner’s online database to view tax bills and confirm the current tax balances.
Request Certified Copies if Required: Obtain a certified copy of recorded land documents by visiting the Floyd County Clerk of Court’s Office in person. This service is available for a fee.
Clerk of Superior Court: Deeds, Mortgages, and Liens
The Clerk of Superior Court is responsible for the filing and safekeeping of land and property records in the county.
Office | Floyd County Clerk of Superior Court |
|---|---|
Address | 3 Government Plaza, Suite 101, Rome, GA 30161 |
Phone | (706) 291-5190 |
Statewide Deed Search System | |
Search Parameters | Grantee name, grantor name, book and page number, recording date range, or county name |
Tax Assessor: Ownership, Values, and Parcel Data
The Floyd County Tax Assessor is responsible for the valuation of all the real and personal property in the county.
Office | Floyd County Tax Assessor’s Office |
|---|---|
Address | 5 Government Plaza, Suite 3rd Floor, Rome, GA 30161-2803 |
Phone | (706) 291-5143 |
Search Portal | |
Annual Return Deadline | April 1 |
Tax Commissioner: Tax Bills and Payments
The Tax Commissioner’s Office oversees the collection of property taxes.
Office | Floyd County Tax Commissioner’s Office |
|---|---|
Address | 5 Government Plaza, Suite 100, Rome, GA 30161 |
Phone | (706) 291-5148 |
Tax Facts | |
Tax-Sale Schedule | First Tuesday of the month |
Property Tax in Floyd County: Rates, Exemptions, and Appeals
Floyd County property taxes are assessed based on the property condition and use on January 1 each year. The county uses 40% of the property's fair market value as the taxable value before applying the local millage rates to determine the tax owed.
Assessed value = FMV x 40%
Property tax due = assessed value x millage rate
Homestead Exemptions
Basic Homestead Exemption: Homeowners in Floyd County are entitled to a basic homestead exemption on their legal residence according to Georgia law. This exemption reduces the assessed value of their homes by $2,000.
Local Additions: Residents may also qualify for other locally administered exemptions like senior exemptions for homeowners 62 or older who meet income requirements.
CUVA & FLPA: CUVA applies to certain agricultural and timber lands under a 10-year covenant, while FLPA is designed specifically for qualifying forest land under a 15-year covenant. Both programs assess eligible land based on its conservation or productivity value rather than its fair market value, which can reduce property taxes.
Appealing an Assessment
After receiving a notice of assessment, carefully review the value placed on your property. You may file an appeal in writing to the Board of Assessors within 45 days from the mailing date of the notice of assessment if you feel it is incorrect. Your appeal should be based on taxability, uniformity, value, and denials of homestead exemption. Once your appeal is filed with the Assessor's Office, it is reviewed by the Board of Assessors and the appraisal staff.
Based on the facts submitted in your letter and information contained in the Assessors' appraisal file, a decision is made whether to raise, lower, or not change the property's fair market value. If no change is made, the appeal is automatically certified to the next appeal level, the Board of Equalization, for a hearing. Afterward, if the value is changed, you will be notified of the new value, and you are given 30 days to appeal the changed value in writing to the Board of Equalization if you feel the new value is incorrect.
GIS Maps and Parcel Viewer
In Floyd County, you can look up parcel boundaries, aerial photography, and zoning classifications through the county assessor’s GIS qPublic portal. This tool lets you pull up exact parcel lines, check out aerial photography, see if a piece of land is in a flood zone, and check the local zoning rules.
Foreclosure and Tax Sales
In Floyd County, tax sales occur when property owners fail to pay their property taxes. The county holds tax sales on the first Tuesday of the scheduled month. This process follows the Georgia tax-sale law, which gives the County Tax Commissioner the right to auction tax-delinquent parcels.
Right of Redemption
Under Georgia law, the right of redemption gives property owners the possibility to reclaim their property after it has been sold at a tax sale. The redemption period remains open for about 12 months. To do so, the property owner must pay the required amount, which includes taxes and other interest that have accumulated, to recover ownership.
Costs to Access Property Records
Below are the fees involved to access or record Floyd County property documents:
Service Type | Fee (Georgia Statutory Schedule) |
|---|---|
Online parcel, tax, and GIS Searches | Free |
Deed recording (first page) | $25.00 |
Each additional recorded page | $2.00 |
Real estate transfer tax | $1.00 for the first $1,000 of consideration plus $0.1 or each additional $100 |
Intangible recording tax (security deeds) | $1.50 per $500 of the loan amount, with a $25,000 maximum tax |
Certified copies | $2.50 for certification plus $1.00 per copied page. Fee may vary slightly if you require additional services |
How to Record a Document
You can record a property document with the Floyd County Clerk of Superior Court by taking these steps:
Prepare the Document: Prepare the deed with a clear legal description of the property. Deeds must be signed, notarized, and witnessed, and a PT-61 transfer tax form must be submitted with the transaction.
Calculate Fees: Recording a deed in Floyd County costs $25. Additional state taxes may apply depending on the transaction.
Submit to the Clerk: Submit the documents to the Floyd County Clerk of Court in person, by mail, or online through the GSCCCA portal. You can also submit documents through approved e-recording vendors like Simplifile and CSC.
Retrieve a Copy of the Recorded Document: To obtain a certified copy of a recorded document, submit a request to the Clerk of Superior Court or log in to the GSCCCA portal to view or print a copy of the recorded document.
FAQs
Yes, property records in Floyd County are public in accordance with the Georgia Open Records Act. The Act permits you to search, view, and obtain copies of property records, unless exempt from public disclosure.
In Floyd County, property tax is based on 40% of your property's fair market value. The county applies the local millage rate to that assessed value to determine the amount due. Any qualifying homestead exemption will be removed from the assessed value before the final tax is calculated.
Homestead exemptions in Floyd County are benefits that help reduce the taxable value of a property. If you qualify, the exemption reduces your home's assessed value by $2,000 before local millage rates are applied.
In Georgia, public auctions for tax-delinquent properties are scheduled for the first Tuesday of the month under the authority of the County Tax Commissioner. Instead of selling simple tax liens, the state uses a redeemable tax deed system. The highest bidder at the auction covers the outstanding tax debt, accrued interest, and penalty fees to secure this tax deed. While this gives the buyer a legal claim to the property, they cannot take full, permanent ownership until the statutory 12-month redemption period passes without the original owner clearing the debt.
The Conservation Use Value Assessment (CUVA) is a 10-year covenant where a landowner agrees to keep their land in a qualifying use. In return, the property is taxed based on its agricultural productivity rather than its fair market value.
Quick Reference: Your Floyd County Property Records Checklist
Task | Action |
|---|---|
Verify ownership | Search the qPublic portal. Review the parcel record and confirm ownership with the most recent deed recorded by the Clerk of Superior Court. |
Pull a deed copy | Look up the deed through the GSCCCA portal and download the image if available. You can also request a copy from the Clerk of Superior Court. |
Check the tax bill | View current tax bills and other tax-related information through the County Tax Commissioner’s Property Tax Search Portal. |
File a homestead exemption | Apply for a homestead exemption by submitting the required documents and proof that the property is your primary residence to the Tax Assessor’s Office by April 1 of the current tax year. |
Appeal your assessment | After reviewing your assessment notice, file a written appeal with the County Board of Tax Assessors within 45 days of the date printed on the annual assessment notice. |
Record a new document | Prepare the document to meet Georgia’s recording requirements, pay the applicable recording fees, and submit the document to the Clerk of Superior Court. |
Key Contacts and Official Portals
Office | Details |
|---|---|
Floyd County Clerk of Superior Court | 3 Government Plaza, Suite 101, Rome, GA 30161, (706) 291-5190 |
Floyd County Tax Assessor | 5 Government Plaza, Suite 3rd Floor, Rome, GA 30161-2803, (706) 291-5143, qpublic.net/ga/Floyd |
Floyd County Tax Commissioner | 5 Government Plaza, Suite 100 Rome, GA 30161, (706) 291-5148 |
Georgia Superior Court Clerk’s Cooperative Authority | 1875 Century Boulevard, Suite 100, Atlanta, GA 30345, (404) 327-9058, search.gsccca.org/RealEstate |
Georgia Department of Revenue (Property Tax) |